e-commerce
Not provided, Not provided
Volume: Under $10K
Received 507h ago
MerchantCardLeads · For payments professionals
Can You Text Merchant Leads?
Yes—you can text merchant leads when your outreach has an appropriate consent basis and meets applicable TCPA, DNC and messaging requirements. Buying a lead is not blanket permission to send texts. Our shared leads cost $25 and exclusive leads cost $45; you remain responsible for deciding whether and how to contact each merchant.
Last updated October 26, 2026
How much do merchant leads cost?
Shared
$25.00 / lead
Exclusive
$45.00 / lead
Aged from
$0.75 / lead
Shared: up to 3 buyers. Fresh exclusive: one platform buyer. High-risk, volume and aged profile adjustments can change prices.
Updated Oct 22, 2026
What inventory is available?
8
Received in the last 30 days
928
Aged inventory pool
Updated 10/26/2026, 10:00:00 PM UTC. Pool totals are not a promise of matching inventory for your account.
other high risk
Not provided, Not provided
Volume: Under $10K
Received 510h ago
other high risk
Not provided, Not provided
Volume: $50K – $250K
Received 591h ago
What consent language do our merchant lead campaigns display?
Our own campaigns display a consent disclosure naming MerchantCardLeads and partner payment-processing providers. The wording is:
“By submitting, you agree that MerchantCardLeads and its partner payment-processing providers may contact you by phone, text and email about merchant services, including via automated technology. Consent is not a condition of purchase.”
That disclosure specifically addresses texts about merchant services. It does not give you unrestricted permission to promote unrelated products, contact a different person or disregard a later opt-out. Before you send, evaluate whether your business, offer and messaging method fit the consent obtained. We provide consent evidence for your review, not a legal compliance promise.
What consent evidence comes with new campaign leads?
New campaign leads carry the captured consent text, timestamp and source page in our dashboard, email and webhook delivery. Together, those items help you review what the merchant agreed to, when the submission occurred and where the disclosure appeared.
Keep that evidence with your outreach history rather than relying on a salesperson’s recollection. If your CRM receives leads through a webhook, preserve the consent information alongside message activity and suppression status. Your representatives should be able to review it before launching a sequence.
This description applies to new campaign leads. Do not assume that every historical or imported lead carries the same disclosure or evidence. Review the individual lead before choosing your outreach method.
Who is responsible for TCPA and DNC checks before texting?
You are responsible for TCPA and DNC rules in your own outreach. That includes evaluating consent, applicable federal and state requirements, prior opt-outs, relevant calling restrictions and the technology you use. A merchant-services inquiry does not remove those responsibilities simply because your prospect operates a business.
Before uploading contacts to an SMS platform, establish a review process with qualified counsel and your messaging provider. Confirm which suppression checks, sending hours, sender registration and opt-out procedures apply to your program. Registration with a messaging provider is not a substitute for consent.
We recommend making approval to text a deliberate step in your sales workflow. A purchased lead should not automatically enter an automated sequence just because a phone number is present.
How should your first merchant-services text read?
Identify your business immediately, explain the merchant-services reason for contacting them and ask one simple question. Keep the message relevant to the inquiry rather than opening with a rate claim or a promise of approval.
For a recent inquiry that your team has cleared for texting, a hypothetical opener is: “Hi, this is Alex with Example Payments, following up on your merchant-services inquiry. Are you looking to review processing costs or discuss a new account? Reply STOP to opt out.”
Adapt the wording to the actual inquiry and your approved messaging process. Do not imply you have spoken before if you have not. Avoid requesting bank credentials, card information or sensitive documents by text; move those steps to your approved secure process.
How should you manage follow-ups, opt-outs and wrong numbers?
Use a restrained follow-up plan rather than treating silence as interest. Each message should have a clear merchant-services purpose. Coordinate activity across your representatives so one merchant does not receive overlapping sequences from the same sales organization.
Monitor replies, not just delivery status. Treat STOP and other clear requests to stop as opt-outs, and apply suppression promptly across the outreach systems you control. If someone says you have reached the wrong person, stop contacting that recipient and correct your records.
Keep a history of replies, opt-outs and suppression actions. Before restarting a paused sequence or moving contacts to another platform, check that those restrictions remain in place. A CRM migration does not erase an earlier refusal.
Does buying an exclusive or aged lead change texting permission?
No. Distribution terms and permission to text are separate questions. Our $25 shared leads can go to up to three buyers, while fresh exclusive leads cost $45. Fresh exclusivity does not prohibit later disclosed aged resale. Pricing can vary for high-risk or high-volume leads.
Aged leads start at $0.75 each, with a $25 minimum order. A lower purchase price does not establish current consent, and an aged purchase does not renew consent. Review the original evidence, elapsed time and any later revocation before considering a text.
Do not describe an older inquiry as something the merchant just submitted. Your opening should accurately reflect the context, and your team should assess whether the proposed contact remains appropriate.
Is your buyer SMS alert opt-in permission to text merchants?
No. Your opt-in to receive buyer SMS alerts from us is separate from a merchant’s consent to receive outreach from payment-processing providers. An alert tells you about lead activity; it does not authorize your sales messages to the merchant.
We sell leads—not live transfers, appointments, inbound calls or pay-per-call services. You manage the outreach and the resulting sales conversation. There are no contracts; you can pause anytime.
For questions about buying leads or reviewing our delivery process, you can contact our founder, Chad Buchanan, at (248) 686-6955. Use your own legal review to resolve questions about a particular texting program.
Where these leads come from
Our owned merchant-services sites and campaigns attract business owners searching for processing quotes, savings reviews and provider comparisons. New campaign inquiries are inbound and include partner-contact consent. Historical aged leads retain their original source and consent evidence; they are not new inquiries.
Explore our lead sourcesWhat should you know before contacting a merchant?
Our campaigns capture merchant inquiries with a disclosure naming MerchantCardLeads and partner payment-processing providers. New campaign leads include the captured consent text, timestamp and source page in your dashboard, email and webhook delivery. You are responsible for following TCPA and DNC rules in your own outreach.
By submitting, you agree that MerchantCardLeads and its partner payment-processing providers may contact you by phone, text and email about merchant services, including via automated technology. Consent is not a condition of purchase.
Buyer SMS alerts use a separate opt-in: “I agree to receive automated lead-alert text messages from MerchantCardLeads at this number. Msg frequency varies. Msg & data rates may apply. Reply STOP to opt out, HELP for help. Consent is not a condition of purchase.”
No contracts. Pause anytime.
Real-time return requests: within 72 hours. Approved returns become wallet credits; “already has a processor” is not a valid return reason. Aged returns: bad phone only.
Chad Buchanan · Founder, MerchantCardLeads · (248) 686-6955
What else do payments reps ask?
Can we text immediately after a new lead arrives?
Only after your required checks. Fast delivery does not replace reviewing consent evidence, suppression status and applicable sending restrictions. Build those checks into your workflow before the first message.
Does sending a text manually remove TCPA and DNC concerns?
Do not treat manual sending as a blanket exemption. Your obligations depend on the message, recipient, technology and applicable rules. Have your outreach method reviewed rather than relying on a manual-send label.
Can we move a merchant who opted out into another representative’s sequence?
Do not use reassignment to bypass an opt-out. Keep suppression visible across your team and connected systems so a different representative does not restart unwanted outreach.
Should we paste the entire consent disclosure into the first text?
Repeating the disclosure does not fix an inadequate consent basis. Preserve the captured evidence separately, and use your approved first-message format to identify your business, explain the purpose and provide an opt-out method.